If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence and have regular income, you can apply for finance with MTF.

If you apply in person with supporting documentation, MTF can often transfer funds to you on the same day that the loan is completed. If it is for a vehicle purchase, MTF can also arrange to send the funds directly Mt Hutt Vehicles

You may borrow from $2,000 to $100,000, as long as you have sufficient security to support the loan and we’re confident that you are able to manage the repayments.

To consider your application, you must provide:

– A valid NZ driver licence

– A bank statement less than 30 days old in your name, showing transactions for the last 90 days

– A bank statement, utility bill, rates, NZ Government documentation or insurance confirmation showing your name and physical address

If you apply in person and bring these documents with you, MTF can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.

MTF will talk through the loan document, make sure you understand your rights and obligations under the contract and then ask you to sign it. If you have any concerns or queries regarding the obligations you are entering into, we recommend that you seek advice from your lawyer or accountant before signing the loan document.